Understanding Your Credit Limit at Cloudfloat

🧾 What’s My Starting Limit?

Most new users are provided with a starting limit of $3,000 to $5,000 during their first month. This isn’t a cap on your ambition — it’s a springboard. Like any good relationship, trust takes time to build. That’s why your initial spending power starts with a flexible, responsible credit limit designed to grow with you.

Your available limit determines the total amount you can spend through Cloudfloat at any given time.

So, if your limit is $4,000, you can:

Pay one $4,000 invoice…
Or four $1,000 invoices…
Or split it however suits your business best.

You can only be approved for requests within this credit limit.

🔁 How Do I Increase My Limit?

We don’t just look at numbers — we look at behaviour. Think of it as building a “trust score.”

You can increase your limit by consistently:

🧠 Using Cloudfloat regularly
💰 Repaying on time
🔗 Paying multiple different suppliers

These behaviours signal to us and to our credit models that you’re a reliable business partner. As your trust score increases, your limit automatically adjusts upward. No need to chase or reapply.

🎯 What’s a Fixed Limit & Why It Matters

Once you've built enough trust with Cloudfloat, you may become eligible for a Fixed Limit. This is your fast track to:

✅ Full transparency: Know exactly how much you can use at any time.
📅 Predictable planning: Great for forecasting and managing seasonal cashflow.
🎯 Financial control: Set limits that align with your strategic spending goals.

💡 Pro Tips to Build Your Limit Faster

Use Cloudfloat frequently — even small invoices help.
Repay on time — reliability matters more than size.
Diversify your suppliers — it shows strength and consistency.
Stay active — gaps in usage slow down your growth.

🛡️ Why We Do It This Way

This approach protects your business and ours. By starting responsibly and scaling with trust, we:

Avoid financial stress or overextension
Promote healthy growth
Build long-term partnerships, not just transactions

💬 Need Help?

Still have questions? Chat with our support team or explore more tips in our Help Center. We’re here to make sure Cloudfloat works for your business, every step of the way.