Does Cloudfloat Integrate with Accounting Software like Xero?

🚫 No Accounting Software Integration? That’s by Design.

Cloudfloat does not integrate with Xero, MYOB or other software providers and that’s a strategic choice, not a limitation.

While many fintech platforms compete to become just another plug-in within existing accounting systems, Cloudfloat is taking a bold, independent path. We’re not here to play a supporting role, we’re building the core financial operating system where your business payments actually live.

✅ Why Everything Happens Inside Cloudfloat

We built Cloudfloat as a fully-fledged payment and reconciliation solution. That means:

Send and pay invoices directly through Cloudfloat.
Track, schedule, and reconcile all your business payments in one place.
Build your Trust Score by using Cloudfloat consistently, unlocking lower fees and higher credit limits over time.

Unlike integrations that just reflect what’s happening elsewhere, Cloudfloat is where the action happens.

📊 The Long-Term Payoff: A Unified Financial Hub

Traditional accounting integrations are helpful for reporting, but they don't make decisions or improve access to capital.

Cloudfloat is different. When you operate your financial life inside the platform, we’re able to:

See real-time payment behaviors.
Extend smarter credit decisions.
Offer flexible payment terms (30, 60, or 90 days).
Deliver lower fees based on performance, not guesswork.

That only works when Cloudfloat is your primary transaction tool, not a sidekick to something else.

🧠 Behavioural Advantage: One Tool. Fewer Frictions.

From a psychological standpoint, every extra system a business has to manage introduces friction and risk of inaction.

By removing the need for an external integration and simplifying where and how business owners pay, Cloudfloat:

Reduces decision fatigue.
Accelerates trust-building.
Improves business confidence by offering transparency and immediacy.

It’s not about “missing features.” It’s about creating a frictionless environment that unlocks growth.

🏁 Final Word

Our mission today is bold and clear:

Cloudfloat is the home base for your business payments not just a plugin.

Everything you need to send, receive, reconcile, and grow all in one place. Simpler. Smarter. Stronger.