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Pay Later — Flexible Instalments for Your Business

Updated over a month ago

Cloudfloat’s Pay Later option gives you the flexibility to manage your cash flow by spreading your payments over time. Instead of paying the full amount upfront, you can split your payment over 30 to 120 days and choose a schedule that works best for you—weekly, fortnightly, or monthly. This helps you stay in control of your finances while continuing to manage your bills and invoices efficiently.

How Pay Later Works

How It Works

  1. Choose Pay-Later at Checkout


    When paying an invoice, select Pay-Later. You’ll now see options to pay over 30, 60, 90, or 120 days.

  2. Pay Your First Instalment


    Your first instalment is collected immediately to start your plan. The amount varies depending on your schedule and term:

Term

Weekly

Fortnightly

30 days

33.33%

33.33%

60 days

25%

20%

90 days

30%

20%

120 days

30%

30%

This upfront payment makes it easy to get started while spreading the remaining balance over time.

3. Set Your Instalment Schedule

  • Weekly — Pay smaller amounts every week.

  • Fortnightly — Pay every two weeks for more flexibility.

4. Automatic Payments


Once your plan is set, the remaining instalments are automatically collected according to your chosen schedule.

Benefits of Paying in Instalments

  • Improved Cash Flow – Manage your finances by spreading payments over time.

  • Customizable Payment Schedule – Choose weekly, fortnightly, or monthly options depending on your needs.

  • Easy to Set Up – The process is quick and automated, giving you peace of mind.

  • Avoid Missed Payments – Automatic deductions ensure your instalments are paid on time.

Important Things to Know

  • Ensure your Cloudfloat wallet or linked account has sufficient funds to cover scheduled payments.

  • Early repayment is possible—reach out to our support team if you want to pay off your plan sooner.

  • Instalment plans do not incur hidden fees—your payment schedule is transparent and fixed.

  • You can manage and track your instalment plan directly from your Cloudfloat dashboard, giving you complete visibility over your payments.

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